Prudential PruFund Risk Managed 1 Account S5
Performance
Discrete performance - to last month end
| 30/06/20 to 30/06/21 |
30/06/21 to 30/06/22 |
30/06/22 to 30/06/23 |
30/06/23 to 30/06/24 |
30/06/24 to 30/06/25 |
|
|---|---|---|---|---|---|
| Fund | 3.5% | 3.6% | 4.7% | 5.4% | 5.1% |
Annualised performance
| Annualised | ||||
|---|---|---|---|---|
| 3 Years to 30/06/25 |
5 Years to 30/06/25 |
10 Years to 30/06/25 |
||
| Fund | 5.1% | 4.5% | 4.4% | |
Commentary
31 March 2025 Financial markets experienced turbulence as investors reacted to President Trump's tariff campaign, fiscal shifts in Europe and a ground-breaking new Chinese AI model. In the bond market, rising risk aversion and recession fears drove US Treasuries higher. UK government bonds registered a modest gain. Concurrently, Germany's suspension of its so-called debt brake to increase defence spending pushed up government bond yields. Japanese government bond yields reached their highest levels since 2008. Corporate bonds were relatively resilient.
Global equity markets were volatile. The US declined due to new tariff measures and growing concerns about valuations of big technology firms. The S&P 500 fell 4.3%, most significant quarterly drop since Q3 2022. Notably, the ‘Magnificent Seven’ group of mega-cap US tech stocks, which have driven the market lately, were weak and lost nearly US$2 trillion.
In a reversal of recent trends, US equities trailed other regions. Proposals to ramp up European defence spending propelled regional equities. UK equities also began positively. Optimism about China’s AI development boosted the MSCI Emerging Markets Index, which outperformed the declining MSCI World and S&P 500 indices.
From a sector perspective, energy and financials led the gains, whereas information technology and consumer discretionary experienced the most significant declines. The US dollar declined against major currencies.
The M&G Treasury & Investment Office (T&IO) outlook is cautious as much uncertainty remains.
Fund Aims
Objective: The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations ('volatility') the fund experiences, to 9% per annum (before smoothing). There is no guarantee that the fund will achieve its objective of managing the volatility below this limit.
Fund Manager
The M&G Treasury and Investment Office (T&IO) is our team of in-house investment strategists and ‘manager of managers’ for Pru in the UK. They are independent of the various underlying asset management businesses within M&G plc and carry out various stages of the investment process including setting the strategic asset allocation, manager selection and oversight and portfolio management. The team includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management.
Fund Overview
| Bid (04/07/2025) | 187.77 |
| Offer | n/a |
| Fund size | - |
| Launch date | 07/11/2011 |
Fund Charges
| Annual Management Charge (AMC) | 1.71% |
| Further Costs | 0.18% |
| Yearly Total | 1.89% |
Asset Allocation
| Asia Fixed Interest |
|
12.00% |
| UK Investment Grade |
|
11.50% |
| US Investment Grade |
|
11.40% |
| UK Real Estate |
|
5.90% |
| Emerging Market Debt |
|
4.80% |
| Cash & Equivalents |
|
4.30% |
| UK High Yield |
|
4.20% |
| Private Equity |
|
4.20% |
| US Treasury |
|
3.90% |
| Private High Yield |
|
3.80% |
| Europe Investment Grade |
|
3.60% |
| UK Equities |
|
3.40% |
| Africa Fixed Interest |
|
2.50% |
| Infrastructure |
|
2.40% |
| Tactical Investment Opportunities |
|
2.20% |
| Lower Risk Private Credit |
|
2.10% |
| North American Equities |
|
2.00% |
| Europe High Yield |
|
1.90% |
| Convertibles |
|
1.80% |
| European Equities |
|
1.40% |
| Asia ex. Japan Equities |
|
1.30% |
| Asia Real Estate |
|
1.20% |
| Europe ex UK Real Estate |
|
1.10% |
| North America Real Estate |
|
1.00% |
| Japanese Equities |
|
0.90% |
| US High Yield |
|
0.90% |
| Other Factors |
|
0.90% |
| China Equities |
|
0.80% |
| Middle East and Africa Equities |
|
0.70% |
| India Equities |
|
0.50% |
| Global Emerging Markets Equities |
|
0.50% |
| Global High Yield |
|
0.50% |
| Commodities |
|
0.40% |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with net income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Asset Allocation
| Asia Fixed Interest |
|
12.00% |
| UK Investment Grade |
|
11.50% |
| US Investment Grade |
|
11.40% |
| UK Real Estate |
|
5.90% |
| Emerging Market Debt |
|
4.80% |
| Cash & Equivalents |
|
4.30% |
| UK High Yield |
|
4.20% |
| Private Equity |
|
4.20% |
| US Treasury |
|
3.90% |
| Private High Yield |
|
3.80% |
| Europe Investment Grade |
|
3.60% |
| UK Equities |
|
3.40% |
| Africa Fixed Interest |
|
2.50% |
| Infrastructure |
|
2.40% |
| Tactical Investment Opportunities |
|
2.20% |
| Lower Risk Private Credit |
|
2.10% |
| North American Equities |
|
2.00% |
| Europe High Yield |
|
1.90% |
| Convertibles |
|
1.80% |
| European Equities |
|
1.40% |
| Asia ex. Japan Equities |
|
1.30% |
| Asia Real Estate |
|
1.20% |
| Europe ex UK Real Estate |
|
1.10% |
| North America Real Estate |
|
1.00% |
| Japanese Equities |
|
0.90% |
| US High Yield |
|
0.90% |
| Other Factors |
|
0.90% |
| China Equities |
|
0.80% |
| Middle East and Africa Equities |
|
0.70% |
| India Equities |
|
0.50% |
| Global Emerging Markets Equities |
|
0.50% |
| Global High Yield |
|
0.50% |
| Commodities |
|
0.40% |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | B6QV2M4 |
| Mex Code | PUPASO |
| Isin Code | GB00B6QV2M47 |
| Citi Code | 0I3S |
Fund Charges
| Annual Management Charge (AMC) | 1.71% |
| Further Costs | 0.18% |
| Yearly Total | 1.89% |
Aims and Benchmark
| Aims | Objective: The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations ('volatility') the fund experiences, to 9% per annum (before smoothing). There is no guarantee that the fund will achieve its objective of managing the volatility below this limit. |
| Benchmark | Not benchmarked |
| ABI Sector | Unclassified |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Charges and further costs may vary in the future and may be higher than they are now.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Risk Analysis
| Ratio | Value |
|---|---|
| Alpha | 5.09 |
| Beta | -0.01 |
| Sharpe | 12.00 |
| Standard Deviation | 0.13 |
| Info Ratio | 0.50 |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
The risk factor definitions are provided by Broadridge. These definitions may differ from those of Prudential or any underlying fund manager. The data itself is provided by Prudential or the underlying fund manager.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with net income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
'Prudential' is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.