Prudential Risk Managed Active 5 S2
Performance
Discrete performance - to last month end
| 31/12/20 to 31/12/21 |
31/12/21 to 31/12/22 |
31/12/22 to 31/12/23 |
31/12/23 to 31/12/24 |
31/12/24 to 31/12/25 |
|
|---|---|---|---|---|---|
| Fund | 8.6% | -7.1% | 5.0% | 5.9% | 12.3% |
| Sector | 11.2% | -7.3% | 7.4% | 8.0% | 11.2% |
| Rank | 111/133 | 80/133 | 112/133 | 120/133 | 68/133 |
| Quartile | 4 | 3 | 4 | 4 | 3 |
Annualised performance
| Annualised | ||||
|---|---|---|---|---|
| 3 Years to 31/12/25 |
5 Years to 31/12/25 |
10 Years to 31/12/25 |
||
| Fund | 7.7% | 4.7% | 4.7% | |
| Sector | 8.8% | 5.8% | 6.2% | |
| Rank | 113/133 | 107/133 | 111/121 | |
| Quartile | 4 | 4 | 4 | |
Top 10 Holdings
| Stock | % Weight |
|---|---|
| L&G FREEHOLD PROPERTY | 2.61 |
| US 10YR NOTE (CBT)MAR26 | 1.39 |
| LONG GILT FUTURE Mar26 | 1.35 |
| S&P500 EMINI FUT Mar26 | 0.95 |
| M&G EUROPEAN PROPERTY | 0.94 |
| TAIWAN SEMICONDUCTOR MANUFACTURING COMPANY LIMITED | 0.92 |
| M&G GBL HI YLD BOND GBP-A | 0.87 |
| FTSE 100 IDX FUT Mar26 | 0.86 |
| ASTRAZENECA | 0.79 |
| EURO STOXX 50 Mar26 | 0.75 |
| Total | 11.42 |
Fund Aims
Objective: The investment strategy of the fund is to buy units in the WS Prudential Risk Managed Active 5 Fund - the underlying fund.
Underlying Fund Objective: The fund aims to achieve long-term (in excess of 5 years) total return (the combination of income and growth of capital) by investing in a mix of assets from around the world and aims to limit the average volatility per annum over rolling 5 year periods to 17%. There is no guarantee the objective will be achieved over any time period and the actual volatility, at any time, may be higher or lower than 17%. Capital invested is at risk.
Fund Manager
The M&G Life Investment Office (LIO) is our team of in-house investment strategists and ‘manager of managers’ for Pru in the UK. They are independent of the various underlying asset management businesses within M&G plc and carry out various stages of the investment process including setting the strategic asset allocation, manager selection and oversight and portfolio management*. The team includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management*. *M&G Investment Management Ltd are the investment managers for the WS Prudential Risk Managed Active and Risk Managed Passive Funds. They make the relevant adjustments to the portfolios based on LIO recommendations.
Fund Overview
| Bid (29/01/2026) | 221.20 |
| Offer (29/01/2026) | 232.80 |
| Fund size (30/11/2025) | £20.00m |
| Underlying Fund size | £162.71m |
| Number of holdings | 15379 |
| Launch date | 25/01/2010 |
Fund Charges
| Annual Management Charge (AMC) | 1.34% |
| Further Costs | 0.15% |
| Yearly Total | 1.49% |
Asset Allocation
| International Equities | 41.88% | |
| UK Equities | 15.84% | |
| International Bonds | 12.88% | |
| Property | 5.63% | |
| Cash and Equivalents | 2.72% | |
| Commodities | 2.44% | |
| UK Corporate Bonds | 2.08% | |
| Investment Trusts | 1.77% | |
| UK Gilts | 1.11% | |
| Other Assets | 13.64% |
Commentary
The following commentary is for the underlying OEIC which the fund invests into
December 2025 Investment Summary
A positve month for the Active range with returns ranging from 0.01% for Active 1 to 0.71% for Active 5.
*P Acc share class with data sourced from FE analytics as at 31 December 2025.
December saw mid-month volatility, but ended positively for markets and portfolios.
Major equity markets saw volatility driven by concerns over AI valuations and spending plans, alongside hawkish Fed guidance, before a late month rally. Emerging market equities saw mixed returns, South Korea and Taiwan extended their extraordinary runs, in contrast India and Brazil pulled back. Japanese stocks edged up, driven by expectations of continued economic stimulus. Gains shifted from exporters to domestic sectors like services and transport. The FTSE 100 returned +2.3% delivering on the seasonal promise of a Santa rally, while the Stoxx 600 gained +2.8%, led by Basic Materials, Financial Services and Consumer Staples. The S&P 500 was virtually flat (+0.1%) but Nasdaq fell –0.5%, amid tech valuation concerns. Sector level performance saw Financials, Industrials and Materials gain, while Utilities and Real Estate fell.
The US eased trade tensions with China, as they approved the sale of Nvidia’s advanced H200 chips to China. Meanwhile, China imposed tariffs of up to 42.7% on certain dairy products from the EU, increasing tensions between Brussels and Beijing and follows on from the EU’s new tariffs on Chinese electric vehicles.
The US Central Bank closed with a third rate cut of the year, to 3.50%, their lowest level since 2022. The move was widely anticipated, but highlighted fractures in the Federal Reserve over prioritising tackling a weakening jobs market or high inflation. Three of twelve central bankers objected to the quarter point cut, the largest number of dissenters since 2019. The cut coincided with a first inflation report since the US Government shutdown, and printed much lower at 2.7%, compared with analyst expectations of 3.1%. This contributed to a sell off in Treasuries, but needs to be taken with a pinch of salt, in light of data collection issues resulting from the shutdown.
The Bank of England followed suit, reducing rates by a quarter point to 3.75%, responding to signs of stagnation and cooling inflation. Messaging from Governor Bailey was less dovish than anticipated, given reduced inflationary pressures and increasing unemployment. Inflation eased to 3.2% in November and unemployment climbed to a four-year high of 5.1% in the three months to October. The European Central Bank held rates, with murmurings of the next change to the rate potentially being a hike. The Bank of Japan continued on their path of policy normalisation with a 0.25% rate hike, causing both 10yr and 30yr JGB yields to hit multi-decade highs.
Precious metals performed spectacularly well through 2025, with both gold (+65%) and silver (+148%) prices - their strongest annual gains since 1979. This year moves were driven by lower policy rates from central banks, geopolitical uncertainty, future inflation concerns (given high public debt burdens), and central banks diversifying their own reserves.
Markets remain sensitive to economic data and geopolitics, with volatility clustering around key announcements. Diverging inflation paths and uneven growth are driving asymmetric central bank policies, adding complexity and dispersion across assets and regions in the months ahead.
WS Prudential Risk Managed Active - Tactical asset allocation activity
The Fund Managers maintain their equity overweight of +2.25%, made up of a basket of US (S&P 500 and Nasdaq), Asia, Europe and GEM. We hold overweight positions in US Treasuries and UK Gilts with underweights in US and European Corporate bonds.
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
Some funds may invest in ‘underlying’ funds or other investment vehicles. The performance of our fund, compared to what it’s invested in won’t be exactly the same. That can be due to additional charges, cash management (needed to help people to enter and leave our fund when they want), tax and the timing of investments (this is known as a fund’s dealing cycle, it varies between managers and can be several days).
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with net income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Asset Allocation
| International Equities | 41.88% | |
| UK Equities | 15.84% | |
| International Bonds | 12.88% | |
| Property | 5.63% | |
| Cash and Equivalents | 2.72% | |
| Commodities | 2.44% | |
| UK Corporate Bonds | 2.08% | |
| Investment Trusts | 1.77% | |
| UK Gilts | 1.11% | |
| Other Assets | 13.64% |
Sector Breakdown
| Industry | Supersector | Sector | Subsector | ||
|---|---|---|---|---|---|
| Bonds | 16.07% | - | - | - | |
| Financials | 14.81% | - | - | - | |
| Banks | - | 7.28% | - | - | |
| Banks | - | - | 7.28% | - | |
| Banks | - | - | - | 7.28% | |
| Financial Services | - | 4.98% | - | - | |
| Investment Banking & Brokerage Services | - | - | 2.60% | - | |
| Asset Managers & Custodians | - | - | - | 1.55% | |
| Investment Services | - | - | - | 0.76% | |
| Diversified Financial Services | - | - | - | 0.29% | |
| Equity Investment Instruments | - | - | 1.77% | - | |
| Equity Investment Instruments | - | - | - | 1.77% | |
| Finance & Credit Services | - | - | 0.60% | - | |
| Financial Data & Systems | - | - | - | 0.34% | |
| Consumer Lending | - | - | - | 0.15% | |
| Mortgage Finance | - | - | - | 0.12% | |
| Nonequity Investment Instruments | - | - | 0.00% | - | |
| Nonequity Investment Instruments | - | - | - | 0.00% | |
| Insurance | - | 2.55% | - | - | |
| Life Insurance | - | - | 1.47% | - | |
| Life Insurance | - | - | - | 1.47% | |
| Non-life Insurance | - | - | 1.08% | - | |
| Property & Casualty Insurance | - | - | - | 0.51% | |
| Full Line Insurance | - | - | - | 0.28% | |
| Reinsurance | - | - | - | 0.15% | |
| Insurance Brokers | - | - | - | 0.14% | |
| Non-Classified | 14.66% | - | - | - | |
| Non-Classified | - | 0.43% | - | - | |
| Non-Classified | - | - | 0.43% | - | |
| Non-Classified | - | - | - | 0.43% | |
| Industrials | 8.74% | - | - | - | |
| Industrial Goods & Services | - | 7.74% | - | - | |
| Industrial Transportation | - | - | 1.86% | - | |
| Railroads | - | - | - | 0.72% | |
| Transportation Services | - | - | - | 0.39% | |
| Marine Transportation | - | - | - | 0.32% | |
| Commercial Vehicles & Parts | - | - | - | 0.15% | |
| Commercial Vehicle-Equipment Leasing | - | - | - | 0.13% | |
| Delivery Services | - | - | - | 0.11% | |
| Trucking | - | - | - | 0.02% | |
| Railroad Equipment | - | - | - | 0.01% | |
| Industrial Support Services | - | - | 1.39% | - | |
| Professional Business Support Services | - | - | - | 0.59% | |
| Industrial Suppliers | - | - | - | 0.38% | |
| Transaction Processing Services | - | - | - | 0.18% | |
| Business Training & Employment Agencies | - | - | - | 0.15% | |
| Security Services | - | - | - | 0.08% | |
| Electronic & Electrical Equipment | - | - | 1.29% | - | |
| Electrical Components | - | - | - | 0.69% | |
| Electronic Equipment: Control & Filter | - | - | - | 0.30% | |
| Electronic Equipment: Gauges & Meters | - | - | - | 0.28% | |
| Electronic Equipment: Pollution Control | - | - | - | 0.02% | |
| Electronic Equipment: Other | - | - | - | 0.01% | |
| General Industrials | - | - | 1.27% | - | |
| Diversified Industrials | - | - | - | 0.90% | |
| Containers & Packaging | - | - | - | 0.34% | |
| Plastics | - | - | - | 0.02% | |
| Glass | - | - | - | 0.02% | |
| Paints & Coatings | - | - | - | 0.00% | |
| Aerospace & Defence | - | - | 1.00% | - | |
| Aerospace | - | - | - | 0.69% | |
| Defense | - | - | - | 0.31% | |
| Industrial Engineering | - | - | 0.92% | - | |
| Machinery: Industrial | - | - | - | 0.38% | |
| Machinery: Construction & Handling | - | - | - | 0.29% | |
| Machinery: Engines | - | - | - | 0.13% | |
| Machinery: Tools | - | - | - | 0.07% | |
| Machinery: Specialty | - | - | - | 0.04% | |
| Machinery: Agricultural | - | - | - | 0.01% | |
| Construction & Materials | - | 1.00% | - | - | |
| Construction & Materials | - | - | 1.00% | - | |
| Construction | - | - | - | 0.31% | |
| Building Materials: Other | - | - | - | 0.27% | |
| Cement | - | - | - | 0.21% | |
| Engineering & Contracting Services | - | - | - | 0.11% | |
| Building: Climate Control | - | - | - | 0.07% | |
| Building, Roofing/Wallboard & Plumbing | - | - | - | 0.03% | |
| Technology | 7.04% | - | - | - | |
| Technology | - | 7.04% | - | - | |
| Software & Computer Services | - | - | 3.57% | - | |
| Consumer Digital Services | - | - | - | 1.74% | |
| Computer Services | - | - | - | 1.03% | |
| Software | - | - | - | 0.81% | |
| Technology Hardware & Equipment | - | - | 3.47% | - | |
| Semiconductors | - | - | - | 2.30% | |
| Computer Hardware | - | - | - | 0.42% | |
| Production Technology Equipment | - | - | - | 0.39% | |
| Electronic Components | - | - | - | 0.35% | |
| Electronic Office Equipment | - | - | - | 0.01% | |
| Consumer Discretionary | 6.81% | - | - | - | |
| Retail | - | 1.93% | - | - | |
| Retailers | - | - | 1.93% | - | |
| Diversified Retailers | - | - | - | 1.09% | |
| Specialty Retailers | - | - | - | 0.35% | |
| Apparel Retailers | - | - | - | 0.26% | |
| Home Improvement Retailers | - | - | - | 0.23% | |
| Consumer Products & Services | - | 1.66% | - | - | |
| Household Goods & Home Construction | - | - | 0.53% | - | |
| Home Construction | - | - | - | 0.40% | |
| Household Appliance | - | - | - | 0.10% | |
| Household Equipment & Products | - | - | - | 0.01% | |
| Household Furnishings | - | - | - | 0.01% | |
| Personal Goods | - | - | 0.50% | - | |
| Clothing & Accessories | - | - | - | 0.19% | |
| Luxury Items | - | - | - | 0.13% | |
| Cosmetics | - | - | - | 0.13% | |
| Footwear | - | - | - | 0.05% | |
| Leisure Goods | - | - | 0.46% | - | |
| Consumer Electronics | - | - | - | 0.18% | |
| Electronic Entertainment | - | - | - | 0.13% | |
| Toys | - | - | - | 0.07% | |
| Recreational Vehicles & Boats | - | - | - | 0.04% | |
| Recreational Products | - | - | - | 0.02% | |
| Photography | - | - | - | 0.02% | |
| Consumer Services | - | - | 0.18% | - | |
| Vending & Catering Service | - | - | - | 0.12% | |
| Consumer Services: Misc. | - | - | - | 0.06% | |
| Education Services | - | - | - | 0.00% | |
| Rental & Leasing Services: Consumer | - | - | - | 0.00% | |
| Funeral Parlors & Cemetery | - | - | - | 0.00% | |
| Travel & Leisure | - | 1.52% | - | - | |
| Travel & Leisure | - | - | 1.52% | - | |
| Hotels & Motels | - | - | - | 0.62% | |
| Restaurants & Bars | - | - | - | 0.30% | |
| Airlines | - | - | - | 0.24% | |
| Casinos & Gambling | - | - | - | 0.19% | |
| Travel & Tourism | - | - | - | 0.16% | |
| Recreational Services | - | - | - | 0.02% | |
| Automobiles & Parts | - | 1.13% | - | - | |
| Automobiles & Parts | - | - | 1.13% | - | |
| Automobiles | - | - | - | 0.76% | |
| Auto Parts | - | - | - | 0.34% | |
| Tires | - | - | - | 0.03% | |
| Auto Services | - | - | - | 0.00% | |
| Media | - | 0.58% | - | - | |
| Media | - | - | 0.58% | - | |
| Media Agencies | - | - | - | 0.27% | |
| Entertainment | - | - | - | 0.13% | |
| Radio & TV Broadcasters | - | - | - | 0.11% | |
| Publishing | - | - | - | 0.07% | |
| Real Estate | 5.69% | - | - | - | |
| Real Estate | - | 5.69% | - | - | |
| Real Estate Investment Trusts | - | - | 3.71% | - | |
| Retail REITs | - | - | - | 0.77% | |
| Diversified REITs | - | - | - | 0.65% | |
| Industrial REITs | - | - | - | 0.61% | |
| Residential REITs | - | - | - | 0.43% | |
| Office REITs | - | - | - | 0.35% | |
| Other Specialty REITs | - | - | - | 0.28% | |
| Health Care REITs | - | - | - | 0.21% | |
| Infrastructure REITs | - | - | - | 0.17% | |
| Storage REITs | - | - | - | 0.14% | |
| Hotel & Lodging REITs | - | - | - | 0.10% | |
| Real Estate Investment & Services | - | - | 1.98% | - | |
| Real Estate Holding and Development | - | - | - | 1.66% | |
| Real Estate Services | - | - | - | 0.32% | |
| Health Care | 3.90% | - | - | - | |
| Health Care | - | 3.90% | - | - | |
| Pharmaceuticals & Biotechnology | - | - | 2.75% | - | |
| Pharmaceuticals | - | - | - | 2.45% | |
| Biotechnology | - | - | - | 0.31% | |
| Medical Equipment & Services | - | - | 0.75% | - | |
| Medical Equipment | - | - | - | 0.56% | |
| Medical Supplies | - | - | - | 0.18% | |
| Medical Services | - | - | - | 0.01% | |
| Health Care Providers | - | - | 0.40% | - | |
| Health Care Management Services | - | - | - | 0.26% | |
| Health Care Facilities | - | - | - | 0.09% | |
| Health Care Services | - | - | - | 0.05% | |
| Health Care: Misc. | - | - | - | 0.00% | |
| Consumer Staples | 3.30% | - | - | - | |
| Food, Beverage & Tobacco | - | 1.97% | - | - | |
| Beverages | - | - | 1.11% | - | |
| Soft Drinks | - | - | - | 0.46% | |
| Distillers & Vintners | - | - | - | 0.33% | |
| Brewers | - | - | - | 0.32% | |
| Food Producers | - | - | 0.82% | - | |
| Food Products | - | - | - | 0.79% | |
| Sugar | - | - | - | 0.01% | |
| Farming, Fishing, Ranching & Plantations | - | - | - | 0.01% | |
| Fruit & Grain Processing | - | - | - | 0.01% | |
| Tobacco | - | - | 0.04% | - | |
| Tobacco | - | - | - | 0.04% | |
| Personal Care, Drug & Grocery Stores | - | 1.33% | - | - | |
| Personal Care, Drug & Grocery Stores | - | - | 1.33% | - | |
| Food Retailers & Wholesalers | - | - | - | 0.79% | |
| Nondurable Household Products | - | - | - | 0.31% | |
| Drug Retailers | - | - | - | 0.12% | |
| Personal Products | - | - | - | 0.11% | |
| Utilities | 3.18% | - | - | - | |
| Utilities | - | 3.18% | - | - | |
| Electricity | - | - | 1.75% | - | |
| Conventional Electricity | - | - | - | 1.69% | |
| Alternative Electricity | - | - | - | 0.07% | |
| Gas, Water & Multi-utilities | - | - | 1.39% | - | |
| Multi-Utilities | - | - | - | 0.94% | |
| Water | - | - | - | 0.28% | |
| Gas Distribution | - | - | - | 0.17% | |
| Waste & Disposal Services | - | - | 0.04% | - | |
| Waste & Disposal Services | - | - | - | 0.04% | |
| Basic Materials | 3.10% | - | - | - | |
| Basic Resources | - | 2.41% | - | - | |
| Industrial Metals & Mining | - | - | 1.39% | - | |
| General Mining | - | - | - | 0.69% | |
| Iron & Steel | - | - | - | 0.43% | |
| Copper | - | - | - | 0.13% | |
| Metal Fabricating | - | - | - | 0.11% | |
| Aluminum | - | - | - | 0.03% | |
| Nonferrous Metals | - | - | - | 0.02% | |
| Precious Metals & Mining | - | - | 0.94% | - | |
| Gold Mining | - | - | - | 0.80% | |
| Platinum & Precious Metals | - | - | - | 0.14% | |
| Diamonds & Gemstones | - | - | - | 0.00% | |
| Industrial Materials | - | - | 0.07% | - | |
| Paper | - | - | - | 0.05% | |
| Diversified Materials | - | - | - | 0.02% | |
| Textile Products | - | - | - | 0.00% | |
| Forestry | - | - | - | 0.00% | |
| Chemicals | - | 0.70% | - | - | |
| Chemicals | - | - | 0.70% | - | |
| Chemicals: Diversified | - | - | - | 0.42% | |
| Specialty Chemicals | - | - | - | 0.19% | |
| Fertilizers | - | - | - | 0.06% | |
| Chemicals & Synthetic Fibers | - | - | - | 0.03% | |
| Cash and Equivalents | 2.75% | - | - | - | |
| Property | 2.62% | - | - | - | |
| Property | - | 2.62% | - | - | |
| Property | - | - | 2.62% | - | |
| Property | - | - | - | 2.62% | |
| Energy | 2.62% | - | - | - | |
| Energy | - | 2.62% | - | - | |
| Non-Renewable Energy | - | - | 2.50% | - | |
| Integrated Oil & Gas | - | - | - | 1.14% | |
| Pipelines | - | - | - | 0.58% | |
| Oil Refining and Marketing | - | - | - | 0.27% | |
| Oil: Crude Producers | - | - | - | 0.24% | |
| Oil Equipment & Services | - | - | - | 0.16% | |
| Coal | - | - | - | 0.08% | |
| Offshore Drilling & Other Services | - | - | - | 0.03% | |
| Renewable Energy | - | - | 0.12% | - | |
| Renewable Energy Equipment | - | - | - | 0.10% | |
| Alternative Fuels | - | - | - | 0.02% | |
| Telecommunications | 2.54% | - | - | - | |
| Telecommunications | - | 2.54% | - | - | |
| Telecommunications Service Providers | - | - | 1.62% | - | |
| Telecommunications Services | - | - | - | 1.61% | |
| Cable Television Services | - | - | - | 0.01% | |
| Telecommunications Equipment | - | - | 0.92% | - | |
| Telecommunications Equipment | - | - | - | 0.92% | |
| Commodities | 2.44% | - | - | - | |
| Commodities | - | 2.44% | - | - | |
| Commodities | - | - | 2.44% | - | |
| Commodities | - | - | - | 2.44% | |
| Alternative Trading Strategies | -0.29% | - | - | - | |
| Alternative Trading Strategies | - | -0.29% | - | - | |
| Alternative Trading Strategies | - | - | -0.29% | - | |
| Alternative Trading Strategies | - | - | - | -0.29% | |
Regional Allocation
| UK | 19.02% | |
| North America | 15.82% | |
| Non-Classified | 15.62% | |
| Emerging Asia | 14.51% | |
| Developed Europe - Excl UK | 13.17% | |
| Property | 5.42% | |
| Japan | 4.81% | |
| Developed Asia | 3.80% | |
| Cash and Equivalents | 2.75% | |
| Other Regions | 5.08% |
Fixed Interest Currencies
| Non-Fixed Interest Assets | 81.22% | |
| Pound Sterling | 5.97% | |
| US Dollar | 5.37% | |
| Cash | 2.71% | |
| Malaysian Ringgit | 0.55% | |
| Indian Rupee | 0.54% | |
| Other Currencies | 3.63% |
Regional Breakdown
| Region | Country | ||
|---|---|---|---|
| UK | 19.02% | - | |
United Kingdom
|
- | 19.04% | |
Jersey
|
- | 0.00% | |
| North America | 15.82% | - | |
United States
|
- | 14.22% | |
Canada
|
- | 1.60% | |
Bermuda
|
- | 0.00% | |
| Non-Classified | 15.62% | - | |
| Emerging Asia | 14.51% | - | |
China
|
- | 4.07% | |
India
|
- | 3.14% | |
South Korea
|
- | 2.43% | |
Taiwan
|
- | 1.48% | |
Indonesia
|
- | 1.15% | |
Thailand
|
- | 0.84% | |
Malaysia
|
- | 0.70% | |
Philippines
|
- | 0.46% | |
Uzbekistan
|
- | 0.05% | |
Tajikistan
|
- | 0.03% | |
Kazakhstan
|
- | 0.03% | |
Papua New Guinea
|
- | 0.03% | |
Lao People's Democratic Republic
|
- | 0.02% | |
Georgia
|
- | 0.02% | |
Azerbaijan
|
- | 0.01% | |
Sri Lanka
|
- | 0.01% | |
Pakistan
|
- | 0.01% | |
Kyrgyzstan
|
- | 0.01% | |
Viet Nam
|
- | 0.00% | |
Armenia
|
- | 0.00% | |
Mongolia
|
- | 0.00% | |
| Developed Europe - Excl UK | 13.17% | - | |
Ireland
|
- | 3.25% | |
Germany
|
- | 2.20% | |
France
|
- | 1.91% | |
Netherlands
|
- | 1.28% | |
Switzerland
|
- | 1.16% | |
Luxembourg
|
- | 0.58% | |
Denmark
|
- | 0.55% | |
Spain
|
- | 0.54% | |
Sweden
|
- | 0.44% | |
Italy
|
- | 0.39% | |
Finland
|
- | 0.30% | |
Belgium
|
- | 0.26% | |
Austria
|
- | 0.15% | |
Norway
|
- | 0.13% | |
Portugal
|
- | 0.01% | |
Iceland
|
- | 0.00% | |
| Property | 5.42% | - | |
| Japan | 4.81% | - | |
Japan
|
- | 4.81% | |
| Developed Asia | 3.80% | - | |
Hong Kong
|
- | 2.58% | |
Singapore
|
- | 1.22% | |
| Cash and Equivalents | 2.75% | - | |
| Middle East & Africa | 2.50% | - | |
South Africa
|
- | 1.96% | |
United Arab Emirates
|
- | 0.11% | |
Israel
|
- | 0.09% | |
Saudi Arabia
|
- | 0.06% | |
Cote D'Ivoire
|
- | 0.04% | |
Nigeria
|
- | 0.03% | |
Iraq
|
- | 0.03% | |
Benin
|
- | 0.02% | |
Zambia
|
- | 0.02% | |
Egypt
|
- | 0.02% | |
Ghana
|
- | 0.02% | |
Qatar
|
- | 0.01% | |
Morocco
|
- | 0.01% | |
Kenya
|
- | 0.01% | |
Angola
|
- | 0.01% | |
Togo
|
- | 0.01% | |
Kuwait
|
- | 0.01% | |
Gabon
|
- | 0.01% | |
Mozambique
|
- | 0.01% | |
Jordan
|
- | 0.00% | |
Cameroon
|
- | 0.00% | |
Oman
|
- | 0.00% | |
Senegal
|
- | 0.00% | |
Tunisia
|
- | 0.00% | |
Ethiopia
|
- | 0.00% | |
Lebanon
|
- | 0.00% | |
| South & Central America | 1.16% | - | |
Mexico
|
- | 0.30% | |
Brazil
|
- | 0.30% | |
Peru
|
- | 0.12% | |
Colombia
|
- | 0.07% | |
Argentina
|
- | 0.07% | |
Suriname
|
- | 0.07% | |
Chile
|
- | 0.04% | |
Venezuela
|
- | 0.04% | |
Dominican Republic
|
- | 0.03% | |
Paraguay
|
- | 0.03% | |
Uruguay
|
- | 0.02% | |
Ecuador
|
- | 0.02% | |
Guatemala
|
- | 0.01% | |
Barbados
|
- | 0.01% | |
El Salvador
|
- | 0.01% | |
Jamaica
|
- | 0.01% | |
Honduras
|
- | 0.01% | |
Trinidad and Tobago
|
- | 0.00% | |
Costa Rica
|
- | 0.00% | |
Virgin Islands (British)
|
- | 0.00% | |
Bolivia
|
- | 0.00% | |
Cayman Islands
|
- | 0.00% | |
| Australia & New Zealand | 0.88% | - | |
Australia
|
- | 0.86% | |
New Zealand
|
- | 0.02% | |
| Emerging Europe | 0.54% | - | |
Turkey
|
- | 0.12% | |
Romania
|
- | 0.10% | |
Poland
|
- | 0.09% | |
Hungary
|
- | 0.08% | |
Greece
|
- | 0.07% | |
Czech Republic
|
- | 0.02% | |
Serbia
|
- | 0.02% | |
Ukraine
|
- | 0.01% | |
Bulgaria
|
- | 0.01% | |
Montenegro
|
- | 0.00% | |
Lithuania
|
- | 0.00% | |
Albania
|
- | 0.00% | |
Croatia
|
- | 0.00% | |
Slovenia
|
- | 0.00% | |
Russian Federation
|
- | 0.00% | |
Breakdown By Market Cap (%)
| Mega |
|
24.78% |
| Large |
|
16.31% |
| Medium |
|
10.23% |
| Small |
|
2.23% |
| Micro |
|
0.42% |
| Non-Classified |
|
27.21% |
| Bonds |
|
16.07% |
| Cash |
|
2.75% |
Top 10 Fund Holdings
| Name | % Weight | Sector | Country | |
|---|---|---|---|---|
| 1 | M&G (1) Asia Pacific (ex Japan) Equity Class GBPZ2A | 8.78% | Managed Funds | Managed Funds |
| 2 | M&G (ACS) BlackRock UK 200 Equity Fund Z4A Acc | 6.55% | Managed Funds | Managed Funds |
| 3 | M&G (LUX) FCP Sterling Liquidity Fund Z6A Acc | 6.16% | Managed Funds | Managed Funds |
| 4 | M&G (ACS) BlackRock UK All Share Equity OA | 4.83% | Managed Funds | Managed Funds |
| 5 | M&G Sterling Investment Grade Corporate Bond Class Z2A | 4.69% | Managed Funds | Managed Funds |
| 6 | Legal & General UK Property Fund C | 4.22% | Managed Funds | Managed Funds |
| 7 | M&G (ACS) UK Listed Equity Fund Z4A Acc | 4.06% | Managed Funds | Managed Funds |
| 8 | M&G (ACS) BlackRock US Equity 2 Z4A GBP ACC | 3.59% | Managed Funds | Managed Funds |
| 9 | M&G (ACS) Japan Equity Fund Z4A Acc | 3.51% | Managed Funds | Managed Funds |
| 10 | M&G (LUX) FCP Europe ex UK Equity Fund Z4A Acc | 3.32% | Managed Funds | Managed Funds |
Top 10 Holdings
| Stock | % Weight | Sector | Country | |
|---|---|---|---|---|
| 1 | L&G FREEHOLD PROPERTY | 2.61% | Property | Direct Property and REITs |
| 2 | US 10YR NOTE (CBT)MAR26 | 1.39% | Non-Classified | Non-Classified |
| 3 | LONG GILT FUTURE Mar26 | 1.35% | Non-Classified | Non-Classified |
| 4 | S&P500 EMINI FUT Mar26 | 0.95% | Non-Classified | Non-Classified |
| 5 | M&G EUROPEAN PROPERTY | 0.94% | Non-Classified | Non-Classified |
| 6 | TAIWAN SEMICONDUCTOR MANUFACTURING COMPANY LIMITED | 0.92% | Technology Hardware & Equipment | Taiwan |
| 7 | M&G GBL HI YLD BOND GBP-A | 0.87% | Non-Classified | Non-Classified |
| 8 | FTSE 100 IDX FUT Mar26 | 0.86% | Non-Classified | Non-Classified |
| 9 | ASTRAZENECA | 0.79% | Pharmaceuticals & Biotechnology | United Kingdom |
| 10 | EURO STOXX 50 Mar26 | 0.75% | Non-Classified | Non-Classified |
Dual Aspect Equity Analysis
| UK Equities | Int'l Equities | UK Bonds | Int'l Bonds | UK Gilts | Property | Other | Cash & Equiv | Total | |
|---|---|---|---|---|---|---|---|---|---|
| Technology | 0.57% | 6.47% | - | - | - | - | - | - | 7.04% |
| Telecommunications | 0.24% | 2.30% | - | 0.09% | - | - | - | - | 2.63% |
| Financials | 4.00% | 9.04% | - | 0.05% | - | - | 1.77% | - | 14.86% |
| Real Estate | 0.34% | 2.35% | - | - | - | 3.00% | - | - | 5.69% |
| Consumer Discretionary | 1.97% | 4.84% | - | - | - | - | 0.01% | - | 6.82% |
| Consumer Staples | 1.33% | 1.97% | - | - | - | - | - | - | 3.30% |
| Energy | 0.87% | 1.75% | - | - | - | - | - | - | 2.62% |
| Utilities | 0.83% | 2.36% | - | - | - | - | - | - | 3.18% |
| Health Care | 1.45% | 2.46% | - | - | - | - | - | - | 3.90% |
| Industrials | 2.49% | 6.26% | - | - | - | - | 0.01% | - | 8.75% |
| Basic Materials | 1.31% | 1.80% | - | - | - | - | 0.01% | - | 3.11% |
| Property | - | - | - | - | - | 2.62% | - | - | 2.62% |
| Cash and Equivalents | - | - | - | - | - | - | - | 2.72% | 2.72% |
| Bonds | - | - | 2.08% | 12.75% | 1.11% | - | - | - | 15.94% |
| Non-Classified | 0.46% | 0.29% | - | - | - | 0.01% | 16.02% | 0.03% | 16.80% |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
Some funds may invest in ‘underlying’ funds or other investment vehicles. The performance of our fund, compared to what it’s invested in won’t be exactly the same. That can be due to additional charges, cash management (needed to help people to enter and leave our fund when they want), tax and the timing of investments (this is known as a fund’s dealing cycle, it varies between managers and can be several days).
The Industry Classification Benchmark is a product of FTSE International Limited and has been licensed for use.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | B58LP59 |
| Mex Code | PUPRAV |
| Isin Code | GB00B58LP597 |
| Citi Code | I3D3 |
Fund Charges
| Annual Management Charge (AMC) | 1.34% |
| Further Costs | 0.15% |
| Yearly Total | 1.49% |
Aims and Benchmark
| Aims | Objective: The investment strategy of the fund is to buy units in the WS Prudential Risk Managed Active 5 Fund - the underlying fund. Underlying Fund Objective: The fund aims to achieve long-term (in excess of 5 years) total return (the combination of income and growth of capital) by investing in a mix of assets from around the world and aims to limit the average volatility per annum over rolling 5 year periods to 17%. There is no guarantee the objective will be achieved over any time period and the actual volatility, at any time, may be higher or lower than 17%. Capital invested is at risk. |
| Benchmark | IA Flexible Investment sector |
| ABI Sector | Flexible Investment |
Ratings
| FE Crown |  |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
Some funds may invest in ‘underlying’ funds or other investment vehicles. The performance of our fund, compared to what it’s invested in won’t be exactly the same. That can be due to additional charges, cash management (needed to help people to enter and leave our fund when they want), tax and the timing of investments (this is known as a fund’s dealing cycle, it varies between managers and can be several days).
Charges and further costs may vary in the future and may be higher than they are now.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Risk Analysis
| Ratio | Value |
|---|---|
| Alpha | 0.19 |
| Beta | 0.95 |
| Sharpe | 0.74 |
| Standard Deviation | 5.62 |
| Info Ratio | -0.10 |
Risk Factors
| Risk Factor | Yes / No |
|---|---|
| Charges to Capital | No |
| Emerging Markets | Yes |
| Concentrated Portfolio | No |
| Smaller Companies | No |
| High Yield Bonds | Yes |
| Sector Specific | No |
| Geared Investments | No |
| Value of Investments | Yes |
| Investments Long Term | Yes |
| Property | Yes |
| Exchange Rate | No |
| Higher Risk | No |
| Performance Charges | No |
| Derivative Exposure | Yes |
| Offshore | No |
| Income Eroding Capital Growth | No |
| Umbrella Liabilities | Yes |
| New Fund | No |
| Solvency of Depository | No |
| Solvency of Bond Issuers | Yes |
| Ethical Restrictions | No |
| Liquidity | No |
| Returns Are Not Guaranteed | Yes |
| Inflation | Yes |
| Taxation and Tax Relief | Yes |
Fund Specific Risks
Emerging Markets
The fund invests in emerging markets. Generally less well regulated than the UK. There is an increased chance of political and economic instability with less reliable custody, dealing and settlement arrangements. The market(s) can be less liquid. If a fund investing in markets is affected by currency exchange rates, the investment could either increase or decrease. These investments therefore carry more risk.
High Yield Bonds
The fund invests in high yield bonds. High yield bonds carry a greater risk of default than investment grade bonds, and economic conditions and interest rate movements will have a greater effect on their price. Income levels may not be achieved and the income provided may vary.
Value of Investments
The value of investments, and any income can fall, as well as rise, so you could get back less than you invested. Neither capital nor income is guaranteed.
Investments Long Term
Investments should be regarded as long term and are not suitable for money which may be needed in the short term, you should always have a sufficient cash reserve.
Property
The fund invests in Property funds, property shares or direct property. In particular the following risks will apply:- The property market is illiquid and this can, in exceptional circumstances, lead to times in which clients are unable to dispose of part or all of their holding. Property valuations are made by independent agents but are ultimately subjective and a matter of judgement. Property transaction costs are high (typically around 7% due to legal costs, valuations and stamp duty)
Derivative Exposure
The fund invests in derivatives as part of its investment strategy, over and above their use for Efficient Portfolio Management (EPM). Investors should be aware that the use of these instruments can, under certain circumstances, increase the volatility and risk profile of the Fund beyond that expected of a fund that only invests in equities. The fund may also be exposed to the risk that the company issuing the derivative may not honour their obligations which in turn could lead to losses arising.
Umbrella Liabilities
If the liabilities of one fund were to exceed its assets, the other funds within the scheme might have to transfer across money to cover the liabilities.
Solvency of Bond Issuers
If the fund you choose invests in bonds there is a risk that the issuer may default, resulting in a loss to the portfolio.
Returns Are Not Guaranteed
What you receive when you sell your investment is not guaranteed; it depends on how your investments perform.
Inflation
Inflation will reduce the real value of your investments in future.
Taxation and Tax Relief
Levels of taxation and tax relief are subject to change.
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
Some funds may invest in ‘underlying’ funds or other investment vehicles. The performance of our fund, compared to what it’s invested in won’t be exactly the same. That can be due to additional charges, cash management (needed to help people to enter and leave our fund when they want), tax and the timing of investments (this is known as a fund’s dealing cycle, it varies between managers and can be several days).
The risk factor definitions are provided by Broadridge. These definitions may differ from those of Prudential or any underlying fund manager. The data itself is provided by Prudential or the underlying fund manager.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
Some funds may invest in ‘underlying’ funds or other investment vehicles. The performance of our fund, compared to what it’s invested in won’t be exactly the same. That can be due to additional charges, cash management (needed to help people to enter and leave our fund when they want), tax and the timing of investments (this is known as a fund’s dealing cycle, it varies between managers and can be several days).
Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with net income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
'Prudential' is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.