Fidelity (Onshore) MoneyBuilder Balanced Class W Inc
Report And Accounts
Simplified Prospectus / KIID
Performance
Discrete performance - to last month end
| 31/07/20 to 31/07/21 |
31/07/21 to 31/07/22 |
31/07/22 to 31/07/23 |
31/07/23 to 31/07/24 |
31/07/24 to 31/07/25 |
|
|---|---|---|---|---|---|
| Fund | 9.6% | 1.7% | -4.4% | 9.9% | 3.0% |
| Sector | 17.9% | -4.4% | 1.5% | 10.6% | 8.1% |
| Rank | 175/176 | 17/193 | 196/199 | 149/210 | 212/223 |
| Quartile | 4 | 1 | 4 | 3 | 4 |
Annualised performance
| Annualised | ||||
|---|---|---|---|---|
| 3 Years to 31/07/25 |
5 Years to 31/07/25 |
10 Years to 31/07/25 |
||
| Fund | 2.7% | 3.8% | 3.0% | |
| Sector | 6.7% | 6.5% | 5.7% | |
| Rank | 193/199 | 163/176 | 106/110 | |
| Quartile | 4 | 4 | 4 | |
Top 10 Holdings
| Stock | % Weight |
|---|---|
| 4¼% Treasury Stock 2036 | 4.56 |
| 4¼% Treasury Stock 2032 | 4.51 |
| UNILEVER | 4.51 |
| 4⅜% Treasury Gilt 2054 | 4.37 |
| SHELL | 4.35 |
| HSBC HOLDINGS | 4.17 |
| 1¼% Treasury Gilt 2027 | 3.69 |
| ASTRAZENECA | 3.12 |
| BRITISH AMERICAN TOBACCO P.L.C. | 2.61 |
| 3¼% Treasury Gilt 2044 | 2.59 |
| Total | 38.47 |
Fund Aims
The Fund’s investment objective is to achieve an attractive level of income together with some long term capital growth. The Fund will obtain exposure primarily to the UK.
Fund Manager
TBC
Fund Overview
| Mid (21/08/2025) | 53.62p |
| Historic yield | 4.13% |
| Fund size (30/06/2025) | £181.63m |
| Number of holdings | 83 |
| Entry Charge | 0.00% |
| Ongoing Charges | 0.68% |
| Launch date | 10/09/2012 |
Asset Allocation
| UK Equities | 61.80% | |
| UK Gilts | 30.24% | |
| UK Corporate Bonds | 3.51% | |
| Cash and Equivalents | 1.17% | |
| Property | 1.12% | |
| International Equities | 1.11% | |
| Investment Trusts | 0.64% | |
| International Bonds | 0.40% | |
| Other Assets | 0.00% |
Important Information
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your investment can go down as well as up so you might get back less than you put in.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Asset Allocation
| UK Equities | 61.80% | |
| UK Gilts | 30.24% | |
| UK Corporate Bonds | 3.51% | |
| Cash and Equivalents | 1.17% | |
| Property | 1.12% | |
| International Equities | 1.11% | |
| Investment Trusts | 0.64% | |
| International Bonds | 0.40% | |
| Other Assets | 0.00% |
Equity Sector Breakdown
| Industry | Supersector | Sector | Subsector | ||
|---|---|---|---|---|---|
| Bonds | 34.15% | - | - | - | |
| Consumer Staples | 15.54% | - | - | - | |
| Personal Care, Drug & Grocery Stores | - | 9.12% | - | - | |
| Personal Care, Drug & Grocery Stores | - | - | 9.12% | - | |
| Personal Products | - | - | - | 4.51% | |
| Food Retailers & Wholesalers | - | - | - | 2.47% | |
| Nondurable Household Products | - | - | - | 2.14% | |
| Food, Beverage & Tobacco | - | 6.42% | - | - | |
| Tobacco | - | - | 2.61% | - | |
| Tobacco | - | - | - | 2.61% | |
| Food Producers | - | - | 2.34% | - | |
| Food Products | - | - | - | 2.34% | |
| Beverages | - | - | 1.47% | - | |
| Distillers & Vintners | - | - | - | 1.47% | |
| Financials | 11.68% | - | - | - | |
| Banks | - | 8.32% | - | - | |
| Banks | - | - | 8.32% | - | |
| Banks | - | - | - | 8.32% | |
| Insurance | - | 2.71% | - | - | |
| Life Insurance | - | - | 1.54% | - | |
| Life Insurance | - | - | - | 1.54% | |
| Non-life Insurance | - | - | 1.17% | - | |
| Property & Casualty Insurance | - | - | - | 1.17% | |
| Financial Services | - | 0.64% | - | - | |
| Equity Investment Instruments | - | - | 0.64% | - | |
| Equity Investment Instruments | - | - | - | 0.64% | |
| Industrials | 7.16% | - | - | - | |
| Industrial Goods & Services | - | 7.16% | - | - | |
| Industrial Support Services | - | - | 4.31% | - | |
| Industrial Suppliers | - | - | - | 2.04% | |
| Professional Business Support Services | - | - | - | 1.77% | |
| Business Training & Employment Agencies | - | - | - | 0.50% | |
| General Industrials | - | - | 2.85% | - | |
| Containers & Packaging | - | - | - | 1.69% | |
| Diversified Industrials | - | - | - | 1.15% | |
| Energy | 6.63% | - | - | - | |
| Energy | - | 6.63% | - | - | |
| Non-Renewable Energy | - | - | 6.63% | - | |
| Integrated Oil & Gas | - | - | - | 6.10% | |
| Oil: Crude Producers | - | - | - | 0.53% | |
| Health Care | 6.29% | - | - | - | |
| Health Care | - | 6.29% | - | - | |
| Pharmaceuticals & Biotechnology | - | - | 6.29% | - | |
| Pharmaceuticals | - | - | - | 6.29% | |
| Utilities | 5.03% | - | - | - | |
| Utilities | - | 5.03% | - | - | |
| Gas, Water & Multi-utilities | - | - | 4.04% | - | |
| Multi-Utilities | - | - | - | 2.03% | |
| Water | - | - | - | 2.02% | |
| Electricity | - | - | 0.99% | - | |
| Conventional Electricity | - | - | - | 0.99% | |
| Consumer Discretionary | 4.40% | - | - | - | |
| Retail | - | 1.84% | - | - | |
| Retailers | - | - | 1.84% | - | |
| Diversified Retailers | - | - | - | 1.05% | |
| Home Improvement Retailers | - | - | - | 0.79% | |
| Consumer Products & Services | - | 1.75% | - | - | |
| Personal Goods | - | - | 1.11% | - | |
| Clothing & Accessories | - | - | - | 1.11% | |
| Household Goods & Home Construction | - | - | 0.64% | - | |
| Home Construction | - | - | - | 0.64% | |
| Media | - | 0.81% | - | - | |
| Media | - | - | 0.81% | - | |
| Media Agencies | - | - | - | 0.81% | |
| Technology | 2.97% | - | - | - | |
| Technology | - | 2.97% | - | - | |
| Software & Computer Services | - | - | 2.97% | - | |
| Computer Services | - | - | - | 2.97% | |
| Basic Materials | 2.10% | - | - | - | |
| Basic Resources | - | 2.10% | - | - | |
| Industrial Metals & Mining | - | - | 2.10% | - | |
| General Mining | - | - | - | 2.10% | |
| Telecommunications | 1.74% | - | - | - | |
| Telecommunications | - | 1.74% | - | - | |
| Telecommunications Service Providers | - | - | 1.74% | - | |
| Telecommunications Services | - | - | - | 1.74% | |
| Cash and Equivalents | 1.17% | - | - | - | |
| Real Estate | 1.12% | - | - | - | |
| Real Estate | - | 1.12% | - | - | |
| Real Estate Investment Trusts | - | - | 1.12% | - | |
| Health Care REITs | - | - | - | 0.60% | |
| Industrial REITs | - | - | - | 0.52% | |
| Non-Classified | 0.00% | - | - | - | |
Regional Allocation
| UK | 95.55% | |
| Cash and Equivalents | 1.17% | |
| Property | 1.12% | |
| Developed Europe - Excl UK | 1.11% | |
| Non-Classified | 0.64% | |
| North America | 0.40% |
Fixed Interest Currencies
| Non-Fixed Interest Assets | 64.67% | |
| Pound Sterling | 34.15% | |
| Cash | 1.17% |
Regional Breakdown
| Region | Country | ||
|---|---|---|---|
| UK | 95.55% | - | |
United Kingdom
|
- | 95.55% | |
| Cash and Equivalents | 1.17% | - | |
| Property | 1.12% | - | |
| Developed Europe - Excl UK | 1.11% | - | |
Ireland
|
- | 1.11% | |
| Non-Classified | 0.64% | - | |
| North America | 0.40% | - | |
United States
|
- | 0.40% | |
Breakdown By Market Cap (%)
| Mega |
|
32.60% |
| Large |
|
14.71% |
| Medium |
|
8.09% |
| Non-Classified |
|
9.28% |
| Bonds |
|
34.15% |
| Cash |
|
1.17% |
Top 10 Holdings
| Stock | % Weight | Sector | Country | |
|---|---|---|---|---|
| 1 | 4¼% Treasury Stock 2036 | 4.56% | Bonds | United Kingdom |
| 2 | 4¼% Treasury Stock 2032 | 4.51% | Bonds | United Kingdom |
| 3 | UNILEVER | 4.51% | Personal Care, Drug & Grocery Stores | United Kingdom |
| 4 | 4⅜% Treasury Gilt 2054 | 4.37% | Bonds | United Kingdom |
| 5 | SHELL | 4.35% | Non-Renewable Energy | United Kingdom |
| 6 | HSBC HOLDINGS | 4.17% | Banks | United Kingdom |
| 7 | 1¼% Treasury Gilt 2027 | 3.69% | Bonds | United Kingdom |
| 8 | ASTRAZENECA | 3.12% | Pharmaceuticals & Biotechnology | United Kingdom |
| 9 | BRITISH AMERICAN TOBACCO P.L.C. | 2.61% | Tobacco | United Kingdom |
| 10 | 3¼% Treasury Gilt 2044 | 2.59% | Bonds | United Kingdom |
Dual Aspect Equity Analysis
| UK Equities | Int'l Equities | UK Bonds | Int'l Bonds | UK Gilts | Property | Other | Cash & Equiv | Total | |
|---|---|---|---|---|---|---|---|---|---|
| Technology | 2.97% | - | - | - | - | - | - | - | 2.97% |
| Telecommunications | 1.74% | - | - | - | - | - | - | - | 1.74% |
| Financials | 11.04% | - | - | - | - | - | 0.64% | - | 11.68% |
| Real Estate | - | - | - | - | - | 1.12% | - | - | 1.12% |
| Consumer Discretionary | 4.40% | - | - | - | - | - | - | - | 4.40% |
| Consumer Staples | 15.54% | - | - | - | - | - | - | - | 15.54% |
| Energy | 6.63% | - | - | - | - | - | - | - | 6.63% |
| Utilities | 5.03% | - | - | - | - | - | - | - | 5.03% |
| Health Care | 6.29% | - | - | - | - | - | - | - | 6.29% |
| Industrials | 6.05% | 1.11% | - | - | - | - | - | - | 7.16% |
| Basic Materials | 2.10% | - | - | - | - | - | - | - | 2.10% |
| Cash and Equivalents | - | - | - | - | - | - | - | 1.17% | 1.17% |
| Bonds | - | - | 3.51% | 0.40% | 30.24% | - | - | - | 34.15% |
| Non-Classified | - | - | - | - | - | - | - | - | - |
Important Information
The Industry Classification Benchmark is a product of FTSE International Limited and has been licensed for use.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | B7XJFX0 |
| Mex Code | - |
| Isin Code | GB00B7XJFX07 |
| Citi Code | GMUB |
Fund Charges
| Entry Charge | 0.00% |
| Ongoing Charges | 0.68% |
Aims and Benchmark
| Aims | The Fund’s investment objective is to achieve an attractive level of income together with some long term capital growth. The Fund will obtain exposure primarily to the UK. |
| Benchmark | 65% FTSE All Share Index (NUK) & 35% FTSE All Stocks (NUK) Index |
| Benchmark Category | - |
| IA Sector | Mixed Investment 40-85% Shares |
Fund Background
| Valuation frequency | Daily |
| Valuation point | 12:00 |
| Fund type | OEIC |
| Launch price | £0.25 |
| Fund currency | Pound Sterling |
| Fund domicile | United Kingdom |
| ISA allowable | Yes |
| SIPP allowable | Yes |
Distribution Details
| Income frequency | Monthly |
| Distribution Type | Dividend |
| Distribution Payment Basis | Net |
Distribution Dates
| Ex dividend date(s) | Income payment date(s) |
|---|---|
| 01 January | 28 January |
| 01 February | 28 February |
| 01 March | 28 March |
| 01 April | 28 April |
| 01 May | 28 May |
| 01 June | 28 June |
| 01 July | 28 July |
| 01 August | 28 August |
| 01 September | 28 September |
| 01 October | 28 October |
| 01 November | 28 November |
| 01 December | 28 December |
Ratings
| FE Crown |  |
Effect of Deductions
| Assuming a growth rate of 6.00% | Assuming a growth rate of 7.00% |
|---|---|
| - | - |
Fund Administration
| Fund Trustee/Depository | J.P. Morgan Trustee and Depositary Company Limited |
| Fund Administrator | Internal |
| Fund Registrar | Internal |
| Fund Custodian | J.P. Morgan Trustee and Depositary Company Limited |
Group Details
| Group name | Fidelity International (Onshore) |
| Group address | Oakhill House 130 Tonbridge Road Hildenborougha Kent TN11 9DZ |
| Group telephone | 0800 41 41 81 |
| Dealing telephone | 0800 41 41 81 |
| brokerline@uk.fid-intl.com | |
| Homepage | www.fidelity.co.uk |
| Fax number | 0800 783 9646 |
Dealing
| Minimum Investment | £1000 |
| Minimum Top Up | £250 |
| Minimum Regular Saving | - |
| Settlement Period: Buy | 3 days |
| Settlement Period: Sell | 3 days |
| Pricing Basis | Forward |
| Dealing Decimals | 2 |
Important Information
Ongoing charges may vary in the future and may be higher than they are now.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Important Information
Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your investment can go down as well as up so you might get back less than you put in.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.