Valu-Trac VT Momentum Diversified Income Class B Inc

Essentials Portfolio Analysis Background Data Performance View PDF Factsheet
Portfolio data accurate as at:

Performance

Discrete performance - to last month end

30/11/20
to
30/11/21		 30/11/21
to
30/11/22		 30/11/22
to
30/11/23		 30/11/23
to
30/11/24		 30/11/24
to
30/11/25
Fund 14.3% -9.9% 4.5% 9.7% 12.4%
Sector 7.9% -7.5% 1.9% 11.3% 8.6%
Rank 3/157 129/163 14/171 152/185 14/191
Quartile 1 4 1 4 1

Annualised performance

Annualised
3 Years to
30/11/25		 5 Years to
30/11/25		 10 Years to
30/11/25
Fund 8.8% 5.8% 5.8%
Sector 7.2% 4.2% 4.5%
Rank 29/171 25/157 16/111
Quartile 1 1 1

Top 10 Holdings

Stock % Weight
Fair Oaks Capital ltd Fair Oaks Income Limited 2021 Shares 2.36
AEW UK REIT 2.04
TwentyFour Asset Management TwentyFour Select Monthly Income Fund Ord GBP0.01 1.96
Nimrod Capital LLP Doric Nimrod Air Three Ltd Ord Pref Shs 1.80
4¾% Treasury Stock 2038 1.71
MOLTEN VENTURES 1.69
Chrysalis Investments Ltd Chrysalis Investments Ltd Ord 1.65
Achilles Investment Company Limited Achilles Investment Company Limited Ord NPV 1.49
LONDONMETRIC PROPERTY 1.48
LIFE SCIENCE REIT 1.43
Total 17.61

Fund Aims

The investment objective of the LF Seneca Diversified Income Fund is to provide a high level of growing income by investing in a balanced and well diversified portfolio of UK and international equities, and fixed interest securities including government and corporate bonds.

Investments will also be made in regulated collective investment schemes, money markets and cash deposits to provide further diversification to the fund in accordance with applicable regulations.

Fund Manager

Richard Parfect manager for 7 years and 8 months

Photo of Richard Parfect TBC

Fund Overview

Mid (10/12/2025) 111.05p
Historic yield 5.42%
Fund size (31/10/2025) £123.39m
Number of holdings 5883
Entry Charge 0.00%
Ongoing Charges 1.06%
Launch date 26/03/2012

Asset Allocation

pie chart
  Investment Trusts 31.02%
  International Equities 12.68%
  UK Equities 11.33%
  Property 8.77%
  International Bonds 7.64%
  UK Gilts 5.63%
  UK Corporate Bonds 5.24%
  Alternative Trading Strategies 3.63%
  Cash and Equivalents 1.50%
  Other Assets 12.56%

Commentary

no

Portfolio data accurate as at: 31/10/25
Portfolio data accurate as at:

Asset Allocation

pie chart
  Investment Trusts 31.02%
  International Equities 12.68%
  UK Equities 11.33%
  Property 8.77%
  International Bonds 7.64%
  UK Gilts 5.63%
  UK Corporate Bonds 5.24%
  Alternative Trading Strategies 3.63%
  Cash and Equivalents 1.50%
  Other Assets 12.56%

Equity Sector Breakdown

Expand allCollapse all
Industry Supersector Sector Subsector
 
 Financials 35.68% - - -
 
 Financial Services - 33.57% - -
 
 Equity Investment Instruments - - 31.02% -
 
 Equity Investment Instruments - - - 31.02%
 
 Investment Banking & Brokerage Services - - 2.29% -
 
 Asset Managers & Custodians - - - 1.81%
 
 Diversified Financial Services - - - 0.43%
 
 Investment Services - - - 0.05%
 
 Finance & Credit Services - - 0.24% -
 
 Financial Data & Systems - - - 0.23%
 
 Consumer Lending - - - 0.00%
 
 Mortgage Finance - - - 0.00%
 
 Nonequity Investment Instruments - - 0.02% -
 
 Nonequity Investment Instruments - - - 0.02%
 
 Banks - 1.55% - -
 
 Banks - - 1.55% -
 
 Banks - - - 1.55%
 
 Insurance - 0.56% - -
 
 Non-life Insurance - - 0.29% -
 
 Full Line Insurance - - - 0.20%
 
 Property & Casualty Insurance - - - 0.09%
 
 Insurance Brokers - - - 0.00%
 
 Reinsurance - - - 0.00%
 
 Life Insurance - - 0.27% -
 
 Life Insurance - - - 0.27%
 
 Bonds 18.64% - - -
 
 Non-Classified 17.25% - - -
 
 Non-Classified - 11.33% - -
 
 Non-Classified - - 11.33% -
 
 Non-Classified - - - 11.33%
 
 Real Estate 9.14% - - -
 
 Real Estate - 9.14% - -
 
 Real Estate Investment Trusts - - 8.34% -
 
 Diversified REITs - - - 3.53%
 
 Health Care REITs - - - 1.94%
 
 Retail REITs - - - 1.74%
 
 Industrial REITs - - - 0.64%
 
 Residential REITs - - - 0.50%
 
 Real Estate Investment & Services - - 0.81% -
 
 Real Estate Holding and Development - - - 0.81%
 
 Industrials 5.53% - - -
 
 Industrial Goods & Services - 4.58% - -
 
 Industrial Transportation - - 2.18% -
 
 Commercial Vehicle-Equipment Leasing - - - 1.89%
 
 Delivery Services - - - 0.14%
 
 Transportation Services - - - 0.10%
 
 Commercial Vehicles & Parts - - - 0.03%
 
 Trucking - - - 0.02%
 
 Railroads - - - 0.01%
 
 Marine Transportation - - - 0.01%
 
 Railroad Equipment - - - 0.00%
 
 Aerospace & Defence - - 1.06% -
 
 Aerospace - - - 1.00%
 
 Defense - - - 0.06%
 
 Industrial Engineering - - 0.58% -
 
 Machinery: Specialty - - - 0.25%
 
 Machinery: Industrial - - - 0.14%
 
 Machinery: Engines - - - 0.13%
 
 Machinery: Construction & Handling - - - 0.04%
 
 Machinery: Tools - - - 0.01%
 
 Machinery: Agricultural - - - 0.00%
 
 General Industrials - - 0.32% -
 
 Diversified Industrials - - - 0.21%
 
 Containers & Packaging - - - 0.05%
 
 Plastics - - - 0.03%
 
 Paints & Coatings - - - 0.02%
 
 Electronic & Electrical Equipment - - 0.30% -
 
 Electrical Components - - - 0.27%
 
 Electronic Equipment: Control & Filter - - - 0.01%
 
 Electronic Equipment: Other - - - 0.01%
 
 Electronic Equipment: Pollution Control - - - 0.00%
 
 Electronic Equipment: Gauges & Meters - - - 0.00%
 
 Industrial Support Services - - 0.14% -
 
 Industrial Suppliers - - - 0.06%
 
 Professional Business Support Services - - - 0.06%
 
 Transaction Processing Services - - - 0.01%
 
 Security Services - - - 0.00%
 
 Business Training & Employment Agencies - - - 0.00%
 
 Construction & Materials - 0.95% - -
 
 Construction & Materials - - 0.95% -
 
 Construction - - - 0.34%
 
 Engineering & Contracting Services - - - 0.31%
 
 Building: Climate Control - - - 0.23%
 
 Building Materials: Other - - - 0.07%
 
 Cement - - - 0.00%
 
 Building, Roofing/Wallboard & Plumbing - - - 0.00%
 
 Alternative Trading Strategies 3.63% - - -
 
 Alternative Trading Strategies - 3.63% - -
 
 Alternative Trading Strategies - - 3.63% -
 
 Alternative Trading Strategies - - - 3.63%
 
 Consumer Discretionary 1.98% - - -
 
 Consumer Products & Services - 0.75% - -
 
 Personal Goods - - 0.46% -
 
 Clothing & Accessories - - - 0.45%
 
 Footwear - - - 0.01%
 
 Leisure Goods - - 0.17% -
 
 Electronic Entertainment - - - 0.14%
 
 Photography - - - 0.03%
 
 Recreational Vehicles & Boats - - - 0.00%
 
 Consumer Electronics - - - 0.00%
 
 Household Goods & Home Construction - - 0.08% -
 
 Household Appliance - - - 0.06%
 
 Household Equipment & Products - - - 0.02%
 
 Consumer Services - - 0.04% -
 
 Rental & Leasing Services: Consumer - - - 0.03%
 
 Consumer Services: Misc. - - - 0.00%
 
 Education Services - - - 0.00%
 
 Travel & Leisure - 0.54% - -
 
 Travel & Leisure - - 0.54% -
 
 Restaurants & Bars - - - 0.39%
 
 Airlines - - - 0.08%
 
 Casinos & Gambling - - - 0.05%
 
 Hotels & Motels - - - 0.03%
 
 Automobiles & Parts - 0.46% - -
 
 Automobiles & Parts - - 0.46% -
 
 Auto Parts - - - 0.33%
 
 Automobiles - - - 0.14%
 
 Media - 0.15% - -
 
 Media - - 0.15% -
 
 Radio & TV Broadcasters - - - 0.13%
 
 Media Agencies - - - 0.02%
 
 Publishing - - - 0.00%
 
 Retail - 0.07% - -
 
 Retailers - - 0.07% -
 
 Diversified Retailers - - - 0.03%
 
 Home Improvement Retailers - - - 0.02%
 
 Specialty Retailers - - - 0.01%
 
 Apparel Retailers - - - 0.01%
 
 Cash and Equivalents 1.50% - - -
 
 Basic Materials 1.41% - - -
 
 Basic Resources - 0.84% - -
 
 Industrial Metals & Mining - - 0.75% -
 
 Iron & Steel - - - 0.30%
 
 Nonferrous Metals - - - 0.27%
 
 General Mining - - - 0.18%
 
 Metal Fabricating - - - 0.01%
 
 Industrial Materials - - 0.08% -
 
 Paper - - - 0.05%
 
 Textile Products - - - 0.03%
 
 Precious Metals & Mining - - 0.01% -
 
 Gold Mining - - - 0.01%
 
 Diamonds & Gemstones - - - 0.00%
 
 Chemicals - 0.57% - -
 
 Chemicals - - 0.57% -
 
 Specialty Chemicals - - - 0.33%
 
 Chemicals: Diversified - - - 0.24%
 
 Fertilizers - - - 0.00%
 
 Commodities 1.25% - - -
 
 Commodities - 1.25% - -
 
 Commodities - - 1.25% -
 
 Commodities - - - 1.25%
 
 Health Care 0.80% - - -
 
 Health Care - 0.80% - -
 
 Pharmaceuticals & Biotechnology - - 0.49% -
 
 Pharmaceuticals - - - 0.49%
 
 Medical Equipment & Services - - 0.31% -
 
 Medical Equipment - - - 0.29%
 
 Medical Supplies - - - 0.01%
 
 Health Care Providers - - 0.00% -
 
 Health Care Facilities - - - 0.00%
 
 Consumer Staples 0.78% - - -
 
 Food, Beverage & Tobacco - 0.60% - -
 
 Food Producers - - 0.42% -
 
 Farming, Fishing, Ranching & Plantations - - - 0.23%
 
 Food Products - - - 0.17%
 
 Fruit & Grain Processing - - - 0.02%
 
 Beverages - - 0.18% -
 
 Soft Drinks - - - 0.10%
 
 Brewers - - - 0.06%
 
 Distillers & Vintners - - - 0.03%
 
 Personal Care, Drug & Grocery Stores - 0.18% - -
 
 Personal Care, Drug & Grocery Stores - - 0.18% -
 
 Food Retailers & Wholesalers - - - 0.09%
 
 Personal Products - - - 0.06%
 
 Drug Retailers - - - 0.03%
 
 Nondurable Household Products - - - 0.01%
 
 Telecommunications 0.74% - - -
 
 Telecommunications - 0.74% - -
 
 Telecommunications Service Providers - - 0.47% -
 
 Telecommunications Services - - - 0.47%
 
 Telecommunications Equipment - - 0.27% -
 
 Telecommunications Equipment - - - 0.27%
 
 Technology 0.67% - - -
 
 Technology - 0.67% - -
 
 Technology Hardware & Equipment - - 0.39% -
 
 Semiconductors - - - 0.24%
 
 Computer Hardware - - - 0.05%
 
 Electronic Components - - - 0.04%
 
 Electronic Office Equipment - - - 0.04%
 
 Production Technology Equipment - - - 0.02%
 
 Software & Computer Services - - 0.28% -
 
 Computer Services - - - 0.24%
 
 Consumer Digital Services - - - 0.02%
 
 Software - - - 0.01%
 
 Energy 0.62% - - -
 
 Energy - 0.62% - -
 
 Non-Renewable Energy - - 0.55% -
 
 Pipelines - - - 0.28%
 
 Integrated Oil & Gas - - - 0.12%
 
 Oil: Crude Producers - - - 0.10%
 
 Oil Equipment & Services - - - 0.03%
 
 Oil Refining and Marketing - - - 0.01%
 
 Offshore Drilling & Other Services - - - 0.00%
 
 Coal - - - 0.00%
 
 Renewable Energy - - 0.08% -
 
 Renewable Energy Equipment - - - 0.08%
 
 Utilities 0.37% - - -
 
 Utilities - 0.37% - -
 
 Electricity - - 0.20% -
 
 Conventional Electricity - - - 0.19%
 
 Alternative Electricity - - - 0.01%
 
 Gas, Water & Multi-utilities - - 0.16% -
 
 Multi-Utilities - - - 0.12%
 
 Gas Distribution - - - 0.03%
 
 Water - - - 0.01%
 
 Waste & Disposal Services - - 0.01% -
 
 Waste & Disposal Services - - - 0.01%

Regional Allocation

pie chart
  Non-Classified 47.83%
  UK 20.61%
  Developed Europe - Excl UK 10.96%
  Property 8.77%
  North America 4.28%
  Japan 2.62%
  Cash and Equivalents 1.50%
  Commodities 1.25%
  Emerging Asia 0.98%
  Other Regions 1.19%

Fixed Interest Currencies

pie chart
  Non-Fixed Interest Assets 80.23%
  Pound Sterling 11.08%
  US Dollar 4.15%
  Euro 2.86%
  Cash 1.26%
  Norwegian Krone 0.31%
  Other Currencies 0.11%

Regional Breakdown

Expand allCollapse all
Region Country
 
 Non-Classified 47.83% -
 
 UK 20.61% -
 
 United Kingdom - 22.20%
 
 Guernsey - 0.05%
 
 Jersey - 0.01%
 
 Developed Europe - Excl UK 10.96% -
 
 Germany - 1.97%
 
 France - 1.48%
 
 Italy - 1.42%
 
 Sweden - 1.03%
 
 Spain - 0.84%
 
 Austria - 0.66%
 
 Netherlands - 0.66%
 
 Norway - 0.62%
 
 Ireland - 0.60%
 
 Luxembourg - 0.56%
 
 Denmark - 0.49%
 
 Belgium - 0.43%
 
 Switzerland - 0.10%
 
 Finland - 0.09%
 
 Portugal - 0.00%
 
 Liechtenstein - 0.00%
 
 Property 8.77% -
 
 North America 4.28% -
 
 United States - 4.10%
 
 Canada - 0.17%
 
 Bermuda - 0.01%
 
 Japan 2.62% -
 
 Japan - 2.62%
 
 Cash and Equivalents 1.50% -
 
 Commodities 1.25% -
 
 Emerging Asia 0.98% -
 
 China - 0.28%
 
 South Korea - 0.17%
 
 Indonesia - 0.15%
 
 Taiwan - 0.13%
 
 Thailand - 0.09%
 
 India - 0.07%
 
 Philippines - 0.06%
 
 Malaysia - 0.03%
 
 Australia & New Zealand 0.53% -
 
 Australia - 0.53%
 
 Developed Asia 0.39% -
 
 Hong Kong - 0.35%
 
 Singapore - 0.05%
 
 Emerging Europe 0.12% -
 
 Greece - 0.09%
 
 Hungary - 0.01%
 
 Czech Republic - 0.01%
 
 Poland - 0.00%
 
 Slovenia - 0.00%
 
 Russian Federation - 0.00%
 
 South & Central America 0.08% -
 
 Brazil - 0.05%
 
 Mexico - 0.03%
 
 Chile - 0.00%
 
 Middle East & Africa 0.07% -
 
 Saudi Arabia - 0.02%
 
 United Arab Emirates - 0.02%
 
 South Africa - 0.01%
 
 Kuwait - 0.01%
 
 Qatar - 0.00%

Breakdown By Market Cap (%)

Mega
 
 
2.04%
Large
 
 
3.57%
Medium
 
 
5.43%
Small
 
 
17.09%
Micro
 
 
3.00%
Non-Classified
 
 
48.85%
Bonds
 
 
18.52%
Cash
 
 
1.50%

Top 10 Holdings

Stock % Weight Sector Country
1 Fair Oaks Capital ltd Fair Oaks Income Limited 2021 Shares 2.36% Non-Classified United Kingdom
2 AEW UK REIT 2.04% Real Estate Investment Trusts Direct Property and REITs
3 TwentyFour Asset Management TwentyFour Select Monthly Income Fund Ord GBP0.01 1.96% Non-Classified Non-Classified
4 Nimrod Capital LLP Doric Nimrod Air Three Ltd Ord Pref Shs 1.80% Industrial Transportation United Kingdom
5 4¾% Treasury Stock 2038 1.71% Bonds United Kingdom
6 MOLTEN VENTURES 1.69% Investment Banking & Brokerage Services United Kingdom
7 Chrysalis Investments Ltd Chrysalis Investments Ltd Ord 1.65% Non-Classified United Kingdom
8 Achilles Investment Company Limited Achilles Investment Company Limited Ord NPV 1.49% Non-Classified United Kingdom
9 LONDONMETRIC PROPERTY 1.48% Real Estate Investment Trusts Direct Property and REITs
10 LIFE SCIENCE REIT 1.43% Real Estate Investment Trusts Direct Property and REITs

Dual Aspect Equity Analysis

UK Equities Int'l Equities UK Bonds Int'l Bonds UK Gilts Property Other Cash & Equiv Total
Technology - 0.67% - - - - - - 0.67%
Telecommunications - 0.74% - - - - - - 0.74%
Financials 2.07% 2.59% - - - - 31.02% - 35.68%
Real Estate - 0.81% - - - 8.34% - - 9.14%
Consumer Discretionary 0.80% 1.18% - - - - - - 1.98%
Consumer Staples 0.02% 0.76% - 0.31% - - - - 1.09%
Energy 0.05% 0.57% - - - - - - 0.62%
Utilities - 0.37% - - - - - - 0.37%
Health Care - 0.80% - - - - - - 0.80%
Industrials 2.76% 2.77% - - - - 0.03% - 5.56%
Basic Materials - 1.41% - - - - - - 1.41%
Cash and Equivalents - - - - - - - 1.50% 1.50%
Bonds 0.13% - 5.24% 7.34% 5.63% - - - 18.34%
Non-Classified 5.50% - - - - 0.44% 16.16% - 22.09%

Identification Codes

Sedol Code B7JTF56
Mex Code CGMDSC
Isin Code GB00B7JTF560
Citi Code 0WRF

Fund Charges

Entry Charge 0.00%
Ongoing Charges 1.06%

Aims and Benchmark

Aims The investment objective of the LF Seneca Diversified Income Fund is to provide a high level of growing income by investing in a balanced and well diversified portfolio of UK and international equities, and fixed interest securities including government and corporate bonds. Investments will also be made in regulated collective investment schemes, money markets and cash deposits to provide further diversification to the fund in accordance with applicable regulations.
Benchmark NONE - The performance of the Fund can be assessed by considering whether the objective is achieved (i.e. whether there has been a high level of growing income).
Benchmark Category Comparator
IA Sector Mixed Investment 20-60% Shares

Fund Background

Valuation frequency Daily
Valuation point 12:00
Fund type OEIC
Launch price £1.00
Fund currency Pound Sterling
Fund domicile United Kingdom
ISA allowable Yes
SIPP allowable Yes

Distribution Details

Income frequency Monthly
Distribution Type Dividend
Distribution Payment Basis Net

Distribution Dates

Ex dividend date(s) Income payment date(s)
01 January 28 January
01 February 26 February
01 March 30 March
01 April 28 April
02 May 30 May
01 June 29 June
01 July 30 July
03 August 27 August
01 September 29 September
01 October 29 October
02 November 27 November
01 December 30 December

Ratings

FE Crown Crown Rating of 3

Effect of Deductions

Assuming a growth rate of 6.00% Assuming a growth rate of 7.00%
- -

Fund Administration

Fund Trustee/Depository The National Westminster Bank plc
Fund Administrator Valu-Trac Investment Management Limited
Fund Registrar Valu-Trac Investment Management Limited
Fund Custodian RBC Investor Services Trust (London Branch)

Group Details

Group name Valu-Trac
Group address Valu-Trac Investment Management Limited Orton, Fochabers Moray Scotland IV32 7QE
Group telephone 01343 880217
Dealing telephone -
Email -
Homepage www.valu-trac.com/index.php
Fax number -

Dealing

Minimum Investment £100000
Minimum Top Up £10000
Minimum Regular Saving -
Settlement Period: Buy 4 days
Settlement Period: Sell 4 days
Pricing Basis Forward
Dealing Decimals 3