Current or Legacy
If a plan or product is still available for sale it is 'CURRENT'
If a plan is no longer sold (but may be available for top-ups) it is 'LEGACY'
Fund Manager
This gives you the option to search for funds , which are managed by a specific fund management group.
Plan / Product
This filter lists the plans or products that are owned by Prudential and include plans originally taken out with Scottish Amicable European.
Policy documents will detail the plan or product name.
Prudential group some funds in to specifc categories for Marketing purposes:
Dynamic Portfolios
With so many funds to pick from, it can be a daunting task selecting the right funds that can meet your investment objectives. To help you, we offer five portfolios designed to meet different investment objectives and match different attitudes to risk. Each of our Dynamic Portfolios is a "fund of funds" which means that they invest in a collection of funds, which are themselves run by leading investment managers.
The Dynamic Portfolios utilise the combined expertise of Prudential's Portfolio Management Group (PMG) and Old Broad Street Research (OBSR), a Morningstar Company, one of the UK's most respected investment research companies.
PruSelect Funds
These are funds which have been chosen by Old Broad Street Research (OBSR), a Morningstar company.
OBSR have been reviewing the performance of funds and fund managers since 1999, and we've asked them to provide us with a list of the funds that they believe are some of the best available. The funds OBSR have selected cover a range of asset types and styles of investment. Some of these funds invest in a single type of asset whilst others invest in more than one.
PruFund Funds
The PruFund Funds invest in Prudential's With-Profits Fund. The returns on these funds may differ from the returns on the With-Profits Fund due to the smoothing process used and differences in the asset mix and the fund objectives. Each PruFund Fund and its corresponding PruFund Protected Fund has the same unit price and spread of investments, but the PruFund Protected Funds have the added benefit of a range of guarantees which have an extra charge.
PMG Multi-Asset Funds
Multi-Asset funds work by spreading your money across a number of different types of assets. These can include different investments, such as company shares, fixed interest bonds, cash and property – from both the UK and abroad. Funds in this group utilise the proven investment expertise of Prudential's Portfolio Management Group (PMG).
Distribution Income Funds
These funds can pay out a natural "income" based on what the underlying assets in the fund have earned (this can include dividends from shares, lease payments from properties, interest from fixed interest holdings).
Prudential group some funds in to specifc categories for Marketing purposes:
Dynamic Portfolios
With so many funds to pick from, it can be a daunting task selecting the right funds that can meet your investment objectives. To help you, we offer five portfolios designed to meet different investment objectives and match different attitudes to risk. Each of our Dynamic Portfolios is a "fund of funds" which means that they invest in a collection of funds, which are themselves run by leading investment managers.
The Dynamic Portfolios utilise the combined expertise of Prudential's Portfolio Management Group (PMG) and Old Broad Street Research (OBSR), a Morningstar Company, one of the UK's most respected investment research companies.
PruSelect Funds
These are funds which have been chosen by Old Broad Street Research (OBSR), a Morningstar company.
OBSR have been reviewing the performance of funds and fund managers since 1999, and we've asked them to provide us with a list of the funds that they believe are some of the best available. The funds OBSR have selected cover a range of asset types and styles of investment. Some of these funds invest in a single type of asset whilst others invest in more than one."
PruFund Funds
The PruFund Funds invest in Prudential's With-Profits Fund. The returns on these funds may differ from the returns on the With-Profits Fund due to the smoothing process used and differences in the asset mix and the fund objectives. Each PruFund Fund and its corresponding PruFund Protected Fund has the same unit price and spread of investments, but the PruFund Protected Funds have the added benefit of a range of guarantees which have an extra charge.
PMG Multi-Asset Funds
Multi-Asset funds work by spreading your money across a number of different types of assets. These can include different investments, such as company shares, fixed interest bonds, cash and property – from both the UK and abroad. Funds in this group utilise the proven investment expertise of Prudential's Portfolio Management Group (PMG).
Prudential Corporate Pensions
This range of funds is available to company-sponsored pension schemes provided by Prudential, examples include group personal pensions, stakeholder pensions, money purchase pensions and additional voluntary contributions. If you're unsure if your funds are in this range, please check your Annual Benefit Statement.
Prudential group some funds in to specifc categories for Marketing purposes:
Dynamic Portfolios
With so many funds to pick from, it can be a daunting task selecting the right funds that can meet your investment objectives. To help you, we offer five portfolios designed to meet different investment objectives and match different attitudes to risk. Each of our Dynamic Portfolios is a "fund of funds" which means that they invest in a collection of funds, which are themselves run by leading investment managers.
The Dynamic Portfolios utilise the combined expertise of Prudential's Portfolio Management Group (PMG) and Old Broad Street Research (OBSR), a Morningstar Company, one of the UK's most respected investment research companies.
PMG Multi-Asset Funds
Multi-Asset funds work by spreading your money across a number of different types of assets. These can include different investments, such as company shares, fixed interest bonds, cash and property – from both the UK and abroad. Funds in this group utilise the proven investment expertise of Prudential's Portfolio Management Group (PMG).
ABI Sector
The Association of British Insurers (ABI) use 'Sectors' as a system for the classification of life and pension funds.
This ensures that life and pension funds operating similar investment strategies are grouped together so that you can compare them on a like-for like basis.
IMA Sector
The Investment Management Association (IMA) use 'Sectors' as a system for the classification of unit trust and OEIC funds.
This ensures that funds operating similar investment strageies are grouped together so that you can compare them on a like-for like basis.
Former Scottish Amicable (Series 1)
These funds are available to all plans originally taken out with Scottish Amicable except
- Home Purchaser (Series 2)
- Permanent Health Insurance
- Critical Illness
Former Scottish Amicable (Series 2)
These funds are available to the following plans originally taken out with Scottish Amicable:
- Home Purchaser (Series 2)
- Permanent Health Insurance
- Critical Illness
Former M&G
These funds are available to life plans originally taken out with M&G.
These plans were transferred to Scottish Amicable Life in December 2000 (and Prudential in 2002).
Prudential (Series 1)
These funds are available to all Vanbrugh life plans taken out before March 1979.
Prudential (Series 2)
These funds are available to the following plans:
- Prudential Investment Plan contracts taken out after 6 August 2007 (excluding the two Protected Funds, which are Series 4 funds.)
- Specific Vanbrugh Life, Prudential Holborn & Prudence Bond Initial Charge & Establishment Charge contracts taken out before 20 May 2002.
Prudential (Series 3)
Prudential life contracts with No Initial Charge taken out between 2 January 2002 and 19 May 2002.
Prudential (Series 4)
These funds are available to the following plans:
- Prudence Bond plans taken out from 20 May 2002
- Flexible Investment Plan Initial Charge plans taken out from 20 May 2002.
- Prudential Investment Plan plans taken out after 6 August 2007 can access the Series 4 Protected funds in addition to the Series 2 range.
Prudential (Series 5)
These funds are available to the following plans:
- Prudence Bond No Initial Charge contracts taken out from 20 May 2002
- Flexible Investment Plan No Initial Charge contracts taken out from 20 May 2002.
Prudential (Series 6)
Plans taken out from 17 November 2003 under the Initial Charge option of the Flexible Investment Plan can access these managed distribution funds in addition to the Series 4 range.
Prudential (Series 7)
Plans taken out from 17 November 2003 under the No Initial Charge option of the Flexible Investment Plan can access these managed distribution funds in addition to the Series 5 range.
Prudential (Other)
Plans not covered in the rest of this Life Funds section:
- Prudence Inheritance
- PruFund Managed Plan (plans taken out before 1991)
Prudential (Series A)
This range of funds is generally available to contracts taken out after 15 February 1999:
- Prudential Flexible Retirement Plan contract - Personal Pension and Income Drawdown with SIPP Option.
- Prudential Premier Plans
- Former Scottish Amicable Series A and Premier Plans
Prudential (Pre Series A)
This range of funds is generally available to contracts taken out before 15 February 1999:
- Former Scottish Amicable pension plans except Series A and Premier Plans
- Flexible Retirement Portfolio (Income drawdown plan)
Former M&G
These funds are available to pension plans originally taken out with M&G.
These plans were transferred to Scottish Amicable Life in December 2000 (and Prudential in 2002).
Prudential Corporate Pensions (Series 1)
This range of funds is generally available to
- Prudential Money Purchase Plans taken out before April 2003 which have not been through the contract changes taking place from 2005
- Prudential Group Personal Pension Plans taken out before April 2001 which have not been migrated to a new contract since 2003
Prudential Corporate Pensions (Series 3)
This range of funds is generally available to
- Prudential Group Stakeholder contracts
- Prudential Group AVC schemes
- Prudential Money Purchase Plans taken out since April 2003 (or earlier contracts which have undergone the contract changes taking place from 2005)
- Prudential Company Pension Transfer Plan Prudential Group Personal Pension Plans taken out since April 2001 (including the replacement contracts for earlier plans) which have been migrated since 2003
Prudential Corporate Pensions (Series 4)
This range of funds is available to Prudential Fund Delivery Service clients only.
Former Direct Sales Force
This range of funds is available to the Personal Pension Plan originally sold by Prudential's Direct Sales force . It is somrtimes referred to as a T86 plan.
Retirement Income
This range of funds is available to the Flexible Retirement Income Account.
PruLink Pensions
This range of funds is available to Prudential's Prulink Retirement Plan.
International Funds (Series A)
These funds are available to Prudential International products except
- International Prudence Bond
- Portfolio Account
International Funds (Series B)
These funds are available to International Prudence Bond.
International Funds (Series C)
These cash funds are available to Portfolio Account (including Capital Redemption Option).
Company Taken Out With
Over the years, Prudential has aquired Vanbrugh Life , Scottish Amicable and M&G life and pensions.
You can narrow your search by selecting the company that you originally dealt with.
Company Taken Out With
Prudential rebranded Scottish Amicable European ( SAE) as Prudential International Assurance (PIA).
You can narrow your search by selecting the company that you originally dealt with.
Text Search
You can search for a particular fund by typing in this box:
1. a key word from the fund name
Or
2. the fund's 7 digit SEDOL code
n.b. if you are looking for more than one fund, you can enter multiple SEDOL codes with a space in between each code.
Critical Illness
An investment plan which provides, for a selected period, a tax free cash lump sum which will help to ease the financial strain and help customers to adjust their lifestyle after suffering a critical illness.
Distribution Bonds
An investment plan that is designed to provide a regular income whilst providing prospect of capital growth on the underlying investment.
Endowments
A life assurance policy that pays out a lump sum after a specific period of time or on the earlier death of the policyholder. They can be used as a vehicle for saving or as a way to repay a mortgage. It is important to remember that an endowment is a medium to long term commitment. A customer who surrenders early may not get back the amount of money they have invested
Inheritance Tax Mitigation Plans
An investment bond which is designed to help reduce Inheritance tax liability.
Single Premium Investment Bonds
An investment plan that accepts single premium investments that allow you to invest within a wide spread of investment funds.
Whole of Life
Life assurance a customer pays for throughout the whole of their life that pays out when they die. On some whole-of-life policies, premiums stop at a certain age.
AVC
Non compulsory additional payments made by a member of an employer's pension scheme to boost retirement benefits
Defined Contributions - EPP
A company pension scheme where the contributions made by the employer and employee are set and the final pension an employee receives depends on a number of factors including the size of their fund on retirement. This final fund is then used to buy an annuity or an unsecured pension (income drawdown). These are also referred to as money purchase schemes
Defined Contributions - GMP
A company pension scheme where the contributions made by the employer and employee are set and the final pension an employee receives depends on a number of factors including the size of their fund on retirement. This final fund is then used to buy an annuity or an unsecured pension (income drawdown). These are also referred to as money purchase schemes
Income Drawdown
Enables people with certain types of pension plans to put off buying an annuity and to take income from their pension fund
Personal Pension
A private pension that you can take from job to job. The other main types of personal pension schemes are group personal pensions (GPP), stakeholder pensions and self invested personal pensions (SIPP)
Retirement Annuity Plan
In effect, an old form of pension. Prior to 1 July 1988, people not in pensionable employment (employment where no pension scheme exists or where a scheme exists but was not joined) or people who were self-employed, were able to qualify for tax relief for contributions made to a pension scheme known as a Retirement Annuity under Section 226 of the Income and Corporation Taxes Act 1970
Section 32
These are sometimes referred to as pension transfer plans. A Section 32 buy-out policy enables you to transfer the funds and benefits of your occupational pension scheme into a private plan without losing the range of benefits available to you in your original scheme.
Stakeholder
Stakeholder pensions were introduced on 6 April 2001 to give everyone the opportunity to provide for their retirement. They are especially suitable if you can only afford to save small sums. For added protection, the government laid down minimum standards to ensure that all stakeholder pensions met the same basic criteria for payments, costs and terms
Trustee Investment Plan
Pension plans available to the Trustees of certain pension plans
Critical Illness
An investment plan which provides, for a selected period, a tax free cash lump sum which will help to ease the financial strain and help customers to adjust their lifestyle after suffering a critical illness.
Long Term Care
An investment bond that is designed to cover the costs of care in old age. Can be used to cover residential home costs as well as expenses incurred when care takes place within the home.
Offshore Bonds
The concept of 'offshore' has no strict legal definition. Broadly speaking, though, it refers to jurisdictions that offer concessionary taxation regimes compared to major 'onshore' centres, such as the UK or US. Additional characteristics of some offshore centres include such things as banking confidentiality and less strict company formation rules. Prudential's 'offshore' arm is Prudential International Assurance
Single Premium Investment Bond
An investment plan that accepts single premium investments that allow you to invest within a wide spread of investment funds.
Whole of Life
Life assurance a customer pays for throughout the whole of their life that pays out when they die. On some whole-of-life policies, premiums stop at a certain age.
;
